The short versionDon't sign anything yet. If you accept the offer, you usually can't ask for more later, even if more medical bills show up.
Why are they offering money so fast?
Because it works for them. The sooner you close the case, the less they pay. They know you might be short on cash, out of work and stuck with doctor bills, so they offer something quick to get you to sign.
What you sign is forever
To give you the check, they'll ask you to sign a "release." That means you can't claim anything else from that accident. If you need surgery six months from now, there's no going back.
What the offer almost never covers
- Treatment and therapy you'll need down the road.
- All the wages you lost and the ones you'll keep losing.
- The pain, the stress and how it changed your life.
So what do I do?
- Thank them and say you'll think about it. Don't sign on the spot.
- Gather your bills, receipts and doctor's paperwork.
- Call us. We'll review the offer for free and give it to you straight: whether it's fair or worth fighting for more.
This guide is general information and is not legal advice. Every case is different. To find out what applies to you, call us for a free consultation.